Run your SACCO with confidence.
Members, shares, savings, loans, dividends and accounting — one secure, multi-branch platform that keeps your books balanced and your members happy.
No credit card required · 30-day trial
Total members
4,182
Loan portfolio
MK 1.2B
Deposits
MK 860M
Trusted by cooperatives across the region
Everything your SACCO needs
One platform for the full cooperative lifecycle — from a new member to a closed loan.
Member management
Registration, KYC, groups and member IDs — a clean register at the heart of your SACCO.
Shares & savings
Share capital, savings products, fixed deposits and standing orders with real double-entry postings.
Loan engine
Products, applications, appraisal, guarantors, collateral, disbursement and repayments with configurable approvals.
Accounting & GL
A real double-entry ledger: trial balance, income statement, balance sheet and vouchers.
Dividends & reports
Dividend runs, portfolio-at-risk, delinquency and regulatory returns — exportable to Excel & PDF.
Multi-branch
Head office sees everything; each branch sees only its own. Branch-scoped roles and data.
Roles & approvals
Enterprise RBAC with maker-checker, four-eyes and configurable approval limits.
Mobile-ready
Offline-capable member and field-officer apps, biometric login and a digital membership card.
Live in three steps
Create your SACCO
Sign up, verify your email and set up your organization in minutes.
Configure & invite
Add branches, define roles and invite your team with the right permissions.
Start operating
Register members, open accounts, process loans and keep the books balanced.
“Coopera replaced three disconnected tools. Our month-end close went from a week to an afternoon.”
Operations Lead
Community SACCO (placeholder)
“Branch managers finally see exactly what they need — nothing more, nothing less.”
General Manager
Regional Cooperative (placeholder)
“Loan approvals that used to take days now follow a clear, auditable workflow.”
Credit Committee Chair
Staff SACCO (placeholder)
Ready to modernize your SACCO?
Join cooperatives running on Coopera. Set up your workspace in minutes.
- 30-day trial
- No card required
- Cancel anytime
Helping us test the mobile app?
Install the Android build straight onto your phone — no invitation needed.